Prepaid Cards at Check City

Come to Check City and set up your own Netspend Prepaid Card today!
Girl holding cell phone and credit card

A Netspend® Prepaid Mastercard from Check City is a way to manage your money with a reloadable card. Enjoy the convenience of a reloadable card with features like no credit check1 and no minimum balance.
Card use and available features are subject to card activation and identity verification.1

How to Get a Prepaid Card

All you have to do to get a prepaid card is visit a Check City Location near you. Once at your local Check City store, our friendly staff will answer your questions and walk you through the prepaid card process.
Step 1: Visit a Check City near you and request a Netspend Card.
Step 2: A Check City Teller will give you a temporary card and help you load the money you want onto the card.
Step 3: Activate your temporary card and verify your identity1 right away by calling the number on it or by using the Netspend Mobile App.
Step 4: In 7 to 10 days, you'll receive your personalized Netspend Card in the mail with your name on it.

Check City charges up to $9.95 to purchase a Netspend Card in store.

Prepaid Card Requirements

When you get a prepaid card at Check City, all you need to bring with you are the basics along with your personal information:

  • Basic Contact Information
  • Basic Customer Information
  • Government ID
  • Social Security Number
Learn More

Where Can I Reload My Netspend Card?

Reloading your Netspend card is convenient. You can reload your card at Check City stores or at any Netspend Reload Location.2

Step 1: Bring your Netspend card into any participating Check City location and ask a staff member to load more money onto your card.
Step 2: If you purchased your Netspend card from Check City then your reload fee is only $2.00. Otherwise, reload fees can vary up to $3.95 at other locations.2

The Benefits of a Netspend Card

5 Star Excellence award from Shopper Approved for collecting at least 100 5 star reviews

No Credit Check

You can get a Netspend Prepaid Card from Check City without the hassle of a credit check1 because it’s not a credit card.

No Minimum Balance Requirements

You also don't have to maintain a minimum balance on your Netspend Prepaid Card at Check City.

Mobile Money Management

The Netspend Prepaid Card also comes with a useful mobile app where you can get text alerts sent to your phoneset up Direct Deposit to get paid up to 2 days faster3.

Get Paid Faster

Get your paycheck up to 2 days faster3 with direct deposit on your prepaid card. You can also get government benefits up to 4 days faster3 with direct deposit.

Send Money

Transfer5 money between other Netspend Card Account holders.

Earn Payback RewardsSM

Earn offers to redeem for cash back6 at select merchants.

Frequently Asked Questions

What is Netspend?

Netspend is a prepaid card provider. Their prepaid products can be used for personal everyday spendings like groceries, online shopping, and more. Prepaid cards let users manage their money in their own way.

What is a prepaid card?

Prepaid cards are much like regular cards, but without a traditional bank or checking account. That's right, you don't need a checking account or a bank membership in order to enjoy a Netspend card from Check City.

Instead, a prepaid card user can simply load money2 onto their card and use it anywhere Debit Mastercard is accepted.

How much does it cost to get a card?

Check City charges up to $9.95 for a Netspend Prepaid Card in store.

Do I pay interest?

This is not a credit card,1 so you do not pay any interest or late fees on the card.

What is required to get a prepaid card?1

  • Basic Contact Information
  • Basic Customer Information
  • Government ID 
  • Social Security Number

Where can I get a prepaid card?

You can get a prepaid card at a Check City location as well as order your prepaid card online. Take advantage of this process from the convenience of your phone(2) or computer. The online process includes filling out a short application with your first and last name, street address, and email address.

After you've filled out the form and finished ordering the card, you'll get your prepaid card sent to you in the mail. You can start using the card once it arrives.

Where can I reload my Netspend card?

You can reload2 your Netspend card at a Check City store or online. 

To reload your card online5, first, link your bank account to your online Netspend card account. 

Then whenever you want to reload your Netspend card, you can just log in to your Online Account Center and add funds from your linked bank account.

Do I need a minimum balance on the card?

There is no minimum balance required for the card.

Do I have to go into a Check City store to load money onto the card?

You can load your card at any of the more than 130,000 Netspend Reload Network2 locations in the US.

What if my card is lost or stolen?

Log in to your Online Account Center to report the card as lost or stolen. You can also contact Netspend Customer Service immediately by calling 1-866-NETSPEND (1-866-387-7363).

1 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

2 The Netspend Network is provided by Ouro Global, Inc. and its authorized agents. Ouro Global, Inc. is a licensed provider of money transfer services (NMLS ID: 932678). Ouro Global Inc.’s licenses and related information may be found at www.netspend.com/licenses. Fees, limits, and other restrictions may be imposed by Ouro Global, Inc. and other third parties in connection with use of the Netspend Network.

3 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice.  Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

4 Services initiated with an external account from an outside third party may incur fees from that third party to your external account. No cost for online or mobile Account-to-Account transfers between Netspend Accounts; a fee may apply to Account-to-Account transfers conducted through a Netspend Customer Service agent or other transfer types. See your Cardholder Agreement or Deposit Account Agreement for details.

5 Netspend Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Rewards offers are based on individual shopping habits. Rewards are credited to your Card or Account and are not available in the form of a check or other direct payment method. Rewards earned through Netspend Payback Rewards are separate from rewards earned through any other rewards program. See the program FAQs and terms and conditions in your Online Account Center for additional details about how and when you get r ewarded. Program s ponsor: Ouro Global, Inc. Pathward, N.A. and Mastercard are not affiliated i n any way with t his program and do not endorse or s ponsor t his program.

The Netspend® Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Ouro Global, Inc. is a registered agent of Pathward, N.A. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted.

This retailer engages in money transmission services as an authorized delegate of Ouro Global, Inc. (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses.

©2024 Ouro Global, Inc.