Loan Amounts
The maximum loan amount for Wyoming Residents is $2,500.00.
Based on your income and other factors, loan limits will be determined on an individual basis.
Loan Terms
A minimum of 8 days to a maximum of 31 days
Permitted Fees
The cost of the loan is the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance.
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Extensions/Loan Renewal
Wyoming residents cannot extend and/or renew their loan.
Extended Payment Plan (EPP)
The state of Wyoming gives Post-Dated Check Loan borrowers the opportunity to repay their Post-Dated Check Loan in 4 installments over 60 days rather than in a single lump-sum payment. This option comes with no additional cost and is known as an Extended Payment Plan or EPP.
The Extended Payment Plan option may be selected by borrowers once within a 12-month period.
Example APR and Fee Schedule
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below).
Finance Charge: The cost of the loan is the greater of thirty dollars ($30) or twenty percent (20%) per month on the principal balance.
Please see your loan agreement for the APR and other terms applicable to your loan.
Additional Information
Your Right to Rescind (Cancel) this Loan
A borrower may rescind a payday loan without cost for any reason, not later than the close of business on the business day following the date of the payday loan agreement.
Loan License, Registration, and Certificates
We are licensed and regulated by the Wyoming Division of Banking.
Address:
2300 Capitol Avenue
2nd Floor
Cheyenne, Wyoming 82002
Phone: (307) 777-7797
Fax: (307) 777-3555
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.
