Loan Amounts
The minimum loan amount for customers is $100 with a maximum loan amount of $500.
Loan Terms
The minimum loan term is 91 days from the loan disbursement date. The number of loan term days will vary based on the borrower's pay dates.
Permissible Finance Charges
Installment loan customers will be charged an interest charge and monthly maintenance fee. The monthly maintenance fee is 10% of the amount borrowed or $30, whichever is less.
For loans that are $500 or more, customers will also be charged an origination fee. The origination fee is 2% of the amount borrowed.
Right to Rescind
A customer has the right to rescind, or cancel, the installment loan within 3 business days after the loan transaction. To rescind a loan, customers must email or fax Check City a written notice of their intent to rescind, along with written authorization to affect a debit entry to your bank account for the principal amount of the loan.
Example Installment Loan
Questions or Concerns?
For customer service issues please call our customer service telephone number at (800) 404-0254.
Loan License, Registration, and Certificates
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.
CCO Ohio, Inc. is regulated by the Ohio Department of Commerce.
Financial Institutions Division
77 South High Street
23rd Floor
Columbus, OH 43215-6133
Contact Email: web.dfi@com.ohio.gov
Phone: (614) 728-8400
