Get a Cash Advance Loan
Apply today for a quick cash advance loan online or at a store near you with same-day and instant cash advance options available.
With a short-term loan from a reputable cash advance lender, you can avoid paying late, overdraft, over-the-limit, and reconnection fees. Avoiding these fees might even help protect your credit score from the negative impact these fees can have.
A same-day cash advance loan also gives you access to fast cash, so you can take advantage of great sales or limited-time offers that you would otherwise miss if you waited until your next paycheck.
One of the primary aspects of the Check City Difference is impeccable customer service. We believe in treating our customers with respect and care. We want to foster healthy relationships with our communities and do whatever we can to help you and your family.
Here at Check City, we want to have a working relationship with the states we operate in by adhering to all state laws. That is why we are a state-licensed and registered lender and not an offshores lender or tribal model lender.
Having a state license lets our customers know we are a responsible and safe lender. So you can have peace of mind knowing that we are doing everything right by your state. For more information about licensing, rates, and fees specific to your state, check out our Rates and Fees Page.
Check City has been in business since 1986. In this time, we have helped many people meet their financial needs. Check City also has a Shopper Approved rating of 4.8 out of 5. This rating comes from a pool of more than 50,000 ratings with more than 42,000 5-star reviews!
The best online loans come from direct online lenders. Check City is a direct lender, so when you borrow from Check City, you deal directly with Check City representatives. Using direct lenders instead of indirect lenders can help the online process be as simple as possible.
When taking out a loan, borrowers want to know they are safe and that their information is secure. Check City sets security measures in place to keep our website and your information safe.
Cash Advances should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
A cash advance loan is a type of small loan designed to help borrowers get the cash they need as quickly and easily as possible, like a payday or installment loan.
Whether you choose to get a loan online or visit a Check City store in person, we have multiple funding options available. Click here to learn more about our same-day cash advance and instant cash advance funding options.
A cash advance loan works by getting a borrower their future paycheck funds sooner. Usually, the borrower will write a post-dated check with the loan amount plus any loan fees. The post-dated check then acts as the loan collateral.
This post-dated check can also be used to repay the short-term loan on the loan's due date unless another form of repayment is used.
Loans are set up to be paid back on your next pay date. This is usually within a 2-week period.
Loan fees vary from state to state. We recommend viewing your state’s Rates and Fees Page to find loan details in your specific state.
Yes. Customers can repay their loans early without fees.
Yes. Customers always have the option to pay more than the payment due.
At Check City, we offer Payday Loans Online in Utah, Nevada, California, Alabama, Alaska, Mississippi, Kansas, and Wyoming.
We offer Installment Loans online in Idaho, Missouri, Nevada, Ohio, Texas, and Wisconsin. We also provide Personal Loans in Utah.
